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How this classic savings strategy could get you clobbered with taxes when you retire

Severe limits on 401(k) contributions — initially proposed by the GOP as part of tax reform — are off the table, at least for now.

Yet the reality is that while nearly eight in 10 Americans have access to a 401(k) retirement investment plan, only 41% use them. As a result, just one-third of all Americans have a stake in the 401(k) system.

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