Minor indulgences can cause major financial problems.

Millennials spend more than an average of $ 2,300 per year than older generations on five key items: groceries, gas, restaurants, coffee and cell phone bills, a study released Thursday by personal-finance site Bankrate.com found. Millennials spend $ 233 per month on meals versus $ 182 for older generations, and $ 161 on cell phone charges versus $ 135 for older people (but they spend $ 1,130 less pe…
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