Being in retirement is complicated, and planning for it can be a daunting task. At the heart of most retirement hardships lies the lack of preparation and proper planning.

But if you confront this inevitable life stage early on, with discipline, you will be well rewarded during the decades that you will be retired.

If you wait, it will be much harder, both financially and emotionally, to address all the required preparation that make up a sound retirement plan. Also, in most cases, waiting to plan will likely jeopardize your ability to o…
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