Three California residents will spend a combined 39 years in prison after being convicted for their roles in a nationwide, multi-year mortgage modification fraud scheme that scammed thousands of distressed borrowers out of at least $ 11 million.

According to the Special Inspector General for the Troubled Asset Relief Program, Sammy Araya received a sentence of 20 years; Michael Henderson was sentenced to 12 years; while Jen Seko received a sentence of 7 years in prison.

Earlier this year, a federal …
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