A recent press request centered on the premise that people now have a good chance to live to 100 and what that might mean for achieving a secure retirement. I had been thinking about mortality rates and life expectancy recently, and I was skeptical whether the likelihood of living to 100 was a serious issue.

Fortunately, I am surrounded by wonderful colleagues and turned to Wenliang Hou, our actuary, for an answer.

Wenliang turned to the mortality tables provided by the Social Security actuaries. For the record, the Social Security actuaries are somewhat more conservative than others in projecting mortality rates and life expectancy, so they might predict fewer people will l…
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