Job-hopping may be your best bet at a big salary bump, but changing employers can also entail losing a lot of money.

Workers are in for another lackluster year of pay raises. A new survey from advisory firm Willis Towers Watson found that companies expect to award an average increase of 3 percent for employees and managers — the same rate they’ve given each year for the past three years.

Willis Towers Watson surveyed 819 companies earlier this year.

Personal Finance