Chuck Fiello, Jr., 44, left a job he loved two and a half years ago so that he could take care of his mother, who has had Alzheimer’s the past eight years. His late father’s military pension and Social Security benefits are currently keeping them afloat.

Fiello himself is in a tough spot: he doesn’t have retirement savings, though he plans to go back to work when he no longer needs to take care of his mom. Right now, caregiving is his full-time job, handling all the responsibilities around the house — which his dad paid off before passing away — and staying attuned to all his mom’s needs. “She is requiring more and more care and can do less on her own, so that means I…
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