We are not especially frugal, but we’re generally not trying to wring every penny out of life. That combination of not watching every penny we spend and not maximizing how many pennies we bring in probably doesn’t, on its face, sound like a recipe for financial success.

Fortunately there’s more than one way to do most things.

While you can read our detailed rundown of our full financial plan and philosophy, today we’re going to dive deep into the math on the decision that has by far given us the greatest financial success.

Overall, we attribute our financial success…
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