Question: I am 60 and my husband is 56. Does it make more sense for me to begin collecting at 62 instead of waiting until I am 66? I figured I could be collecting for eight years because when I turn 70, he will be 66 and at that time I can collect 1/2 of his which is much more than mine would be at my full retirement age. My math shows it is beneficial but I would like your advice. Also, if I did collect at 62, what is the maximum I can make at my job to continue working?

Answer: So, here’s what David Cechanowicz, a senior financial planner…
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