NEW YORK (Reuters) – In the wake of the Equifax Inc data breach that has exposed an estimated 143 million customer records to hackers, consumer credit experts have been recommending freezing one’s credit as a protection against identity theft.

But most people will probably not heed the call as it is simply too hard.

The process is cumbersome and can cost money, and you would need to approach it as a life-long commitment, since your risk for identity theft is not going away anytime soon.

Credit freezes protect you from pure identity theft – when somebody sets up new accounts in your name, potent…
Reuters: Money